A national study released by the Insurance Research Council, a nonprofit study group funded by insurance providers, released a study showing that 26 percent of Mississippi drivers lacked insurance between 1999 and 2004. Alabama and California were tied for the second-highest percentage of uninsured drivers in the 50 states. Twenty-five percent of drivers from those states were uninsured.
“Even though most states require drivers to maintain insurance, the problem of uninsured motorists persists,” explained Elizabeth A. Sprinkel, senior vice president of the IRC. “Responsible drivers who purchase insurance end up paying for injuries caused by uninsured drivers.” http://ircweb.org/News/Index.htm
This study illustrates the necessity for responsible drivers to purchase uninsured motorist coverage for their own protection in the event that they are hit by a motorist who is not insured.
For more information on this subject, please refer to our section on Car and Motorcycle Accidents.