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On August 22, 2008 I posted a blog about how Florida flood victims from Tropical Storm Fay could lose twice. Now thanks to Hurricane Gustav, many Mississippi victims may be in the same boat when they discover their Homeowner’s Insurance Policies DO NOT cover flooding. See my earlier post for what needs to be done to protect yourself in the future. Call your insurance agent to review your coverages. Do it today as it usually takes 30 days to become effective. Hurricane season won’t be over for a couple more months, but Hurricanes and Tropical Storms are not the only cause of flooding. Flood insurance is needed year round.

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